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I took the Dave Ramsey route, take it as soon as you can, as long as you’re not adding to additional income.

Like Aggie said, if you draw early, it could take decades for the money to equal out. Personal choices are different for everyone. If you have a job where you can still be productive at an older age and keep feeding that 401K, especially if your work matches certain percentages, your monthly benefits will increase topping out at 70 years old. It all comes down to what you can live on comfortably. Like Aggie, my stuff is paid off, so that can make a huge difference in staying employed. You can also draw and work. Depending on whether you can draw full benefits, you can earn as much as you want but still pay taxes on your income and benefits. If not of age to fully draw, then you are limited on how much you can earn by working. Everything is different for everyone. Whatever works best for you.

Good luck Coach Byerly.... you're stepping into a MESS!!! I hope the admin is as sick of HH losing as I am and does the right thing and gives you the keys to the car and lets you do your thing.................... never seen a place that the board members and Sup think they ALL know more about athletics than the AD than this place!

Newton Wk 1. WO-S Wk2 Franklin (neutral site) Wk 3 Open— may be filled later Wk4 Deridder La. there Wk 5 Liberty Eylou TBD Wk 6 Bye Wk 7 Hardin There Wk 8 New Waverly Wk 9. Warren. Wk10. Kountze There. Wk 11. Woodville

Been known in Kountze for awhile. He is a good guy. Kountze OC and former WOS asst. He should do well. Hate to see him go was hoping he’d be there 1 more year.

I don’t believe he’s signed but I know he has some offers. He will play somewhere for sure.

Ragusa is basically my nephew so I’m a bit biased. He’s probably somewhere in the top 10ish off the top of my head though.

Only chance is Kountze. Might be the only win of the season. Possibly Tarkington.

It was actually almost $200 more than my estimate, which was a pleasant surprise.

Nathan Byerly from Kountze

Probably going to go 2-2 or 1-3 in non-district.

Question: If already receiving, how close was your monthly benefit compared to the estimate provided by SSA? (If you don’t mind me asking a general question. If you want to answer, you can PM. If not, I understand.)

I worry about those on SS already who aren’t that tech savvy or aware. If someone gets ahold of all their info, emails them something created with AI that looks very authentic because it has all their data correct, and knows things only they think they should know, it could be very bad. Heck. They got me even though I was always careful. Like this, someone else poached the goat. Beginning to wonder if this had any effect on Musk’s leaving when he did. He didn’t cut near as much as promised, and some of his people misused our data? Hmmm… I was for the cutting. But, this isn’t good.

I'm in overlooking the EC schedule in this thread or has it not yet been posted?

Took mine early as well, ran the numbers in excel and saw the same. Figured we’d enjoy it while we’ll still active.

They’re not Trump. They’re not Trump. They’re not Trump. They’re not Trump. Ad nauseum… Thought I’d save her the time. 😁

Instead of bashing Trump why don’t you post what you love about the Democrat Party.

One can hope they tell the people as soon as possible where we can make decisions about what we want to do to protect ourselves. But, I just get this nasty feeling someone would prefer to save it for an ‘October Surprise.’

No I was asking what about Ragusa… in reference to Scales being the best Orangefield player you have seen in 30 years

As bad as it sounds, my wife and I have discussed her situation, and are debating taking hers early. With her Parkinson’s Plus, she’s already on borrowed time. I was trying to wait until at least 65. 2 more years. Actually, 1 year & 11 months.

They got mine from DoD database. Another government foo foo. I don’t use a debit card other than as a Pulse card at my Credit Union’s machines when I need cash for gas. Too direct a link to your bank account for me—with no protections like a credit card. Even then, very rarely. I go in half the time. Also gives me a chance to visit.

I did the math and I am choosing to draw at 62. If I waited till I am 67 to draw full benefits, it would take me to I am 82 to make up that difference. I am probably dead before then.

Had my identity stolen….from where, I don’t know. My identity was used to apply for a Home Depot credit card in Conroe. As soon as one is approved for their card, you can charge up to $5,000 that same day. The thief did just that and got about 5 grand worth of merchandise. I later received the plastic card in the mail, which was suspicious because I already had a HD card. That’s when I checked with HD and they investigated, I talked with Conroe police but they never caught them. Haven’t had any more problems. I know some people who refuse to swipe their debit cards at businesses. They will go to the bank and get cash. Seems a bit inconvenient but no one can steal their info. Be careful at gas stations and off beat stores.

I’m trying to hold off as long as possible. I have a Social Security account & set one up for my wife as well when they stopped mailing the yearly benefits papers. But honestly, I haven’t checked it in a very long time until today. I just know no one wants to have to deal with identity theft.