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Everything posted by SmashMouth
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*STATE CHAMPIONSHIP GAME THREAD*/Post updates here
SmashMouth replied to AggiesAreWe's topic in High School Football
Damn. What a shellacking! -
I'm of the weak opinion, (weak, because I only have opinions of coaches to back it up & not facts) that recruiting (a violation) is much less prevalent than athletes transferring on their own to a better suited school for athletic purposes (also a violation). None of it is acceptable to me, but I understand why people do it.
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I know. I didn't mean you, specifically. I meant that a district has a choice. Choose to be open or not. Personally, I'm not moving to put my kid in a worse school district (academically, financially, etc.) or having to drive him across town to another city for the sake of his athletic career unless he's a bona fide blue chip prospect. Most kids aren't. Mine was good and played in college, but he wasn't headed to a power school for sure. Instead, he got a quality education in Lumberton, I didn't have to sell my house and move, he got to experience college ball and help win a National Championship for a D3 school, UMHB in Belton, TX. Mission accomplished.
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Yeah, that's a little far fetched and a lot disrespectful to those who served valiantly. My Dad (remember the guy with the 2 Bronze Stars with Combat V) got no monthly check or anything above treatment from the VA for the cancer he was awarded along with the commendations for heroism in battle. Your scenario doesn't happen.
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1. I did not explain myself very well. My fault. I meant to say that the money that was paid in into Medicare, had it been kept by you, you could’ve invested that money and had more than $50,000. Also, just pointing solely at Medicare does not show the whole picture. You have to look at it broader than that. 2. I don’t know which “you” you are speaking of, but I have paid in more than $50,000 in Medicare over my career. And if you look at the amount of investment income that I’ve lost from it, it is potentially very much larger than that. Also, Medicare has not paid one dime towards my health healthcare. So I don’t know where you’re getting your information from. Are you just using points that suit you? That’s where you’re failing is. 3. this is the only point you have made that makes any sense whatsoever. 4. I take it back. You’re not as smart as I thought you were.
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No doubt...
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You are assuming the money paid into the government (which is also matched by your employer and could have been paid to you instead) was never invested. You're also not taking Social Security into account. The total of the two is 7.65% and doubled to 15.3% with the employer match. Then there's also the .9% additional Medicare paid by the employer for earners over $200,000. To be fair, there is a cap on the 6.2% (which goes up every year without fail), so you can't just look at lifetime earnings and apply the math. But, if invested since day one based on just the average rate of return, the earnings you could get are exponentially greater than what the government may or may not give you back - even taking into consideration survivor benefits. And don't give me the argument about people not being responsible enough to invest their own money for retirement. That's beside the point. IT'S THEIR MONEY! CB, if you're trying to tell me that you trust the government to be responsible & efficient with your money better than you could be on your own, I have truly underestimated your intelligence. You're a smart guy, and you know better.