Government Shutdown

[UT alum]

On 10/8/2025 at 2:37 PM, Boyz N Da Hood said:

Deep down they love ObamaCare.... 

watch what happens when it gets snatched all away from them…

[LumRaiderFan]

19 minutes ago, UT alum said:

watch what happens when it gets snatched all away from them…

Not on it, I might be if it was actually affordable and didn’t depend on subsidies.

[baddog]

 

[Boyz N Da Hood]

On 10/10/2025 at 1:51 PM, UT alum said:

watch what happens when it gets snatched all away from them…

Mother in law, (voted for president pedo) got on it recently saying  how cheap her rate was. I just laughed 

They love it

[LumRaiderFan]

Obamacare was a failed experiment and was only affordable healthcare when it was subsidized, which is now being exposed.

Only about half the country saw that coming, smh.

[OlDawg]

1 hour ago, LumRaiderFan said:

Obamacare was a failed experiment and was only affordable healthcare when it was subsidized, which is now being exposed.

Only about half the country saw that coming, smh.

You could see it coming, not really like it, but still HAVE to be on it or you can get no coverage. The only people that say it’s cheap are those who buy a plan that won’t do them much good if they have a real emergency. We pay over $2600/mo. with a $3600 deductible—which is also max OOP.

With the largest medical center in the world right here in Houston, there are still only 2 plans in 2025 that allow you to go to Tier One hospitals (Methodist, MD Anderson, etc.). If you need services that only those provide, you pay out the butt.

It’s been that way since ACA started. Premiums have risen from about $500/mo. to the over $2600/mo. they are now in that short span—with deductibles also rising dramatically.

Can’t say it’s all for-profit insurance either because our plan is non-profit run by Harris County Health Dept. It’s the plan most of the doctors we know use because it’s the only plan that will actually cover you for a major, specialized procedure, cancer, or one of those type issues at one of the Tier One hospitals. Other plans make you go to the local community hospital, and many doctors, anesthesiologists in that hospital system aren’t even covered.

[thetragichippy]

3 hours ago, Boyz N Da Hood said:

Mother in law, (voted for president pedo) got on it recently saying  how cheap her rate was. I just laughed 

They love it

It is based on income, if she does not make much money - you and I are subsidizing her premiums. 

When it initiated, I went on to see if it was cheaper than my work plan.....and it was not - back then I would of paid over $800.00 a month with a ridiculous deductible. 

It is a low key form of socialism 

[OlDawg]

41 minutes ago, thetragichippy said:

It is based on income, if she does not make much money - you and I are subsidizing her premiums. 

When it initiated, I went on to see if it was cheaper than my work plan.....and it was not - back then I would of paid over $800.00 a month with a ridiculous deductible. 

It is a low key form of socialism 

It's basically a Medicare Advantage Plan system for those under 65 with a lot higher cost for the enrollee. I'm just hoping we can keep some form of coverage for 2 more years. I'd be happy with a catastrophic plan. But, the law doesn't allow us to purchase one. They basically limit choice/freedom.

[baddog]

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[DCT]

On 10/10/2025 at 2:51 PM, UT alum said:

watch what happens when it gets snatched all away from them…

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Good news for Federal Workers!

[Reagan]

1 hour ago, DCT said:

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Good news for Federal Workers!

A district judge from Northern California put on the bench by Clinton.  Nuff said!

PS:  Trump either has the right to do it or he doesn’t.   I bet he has the right and this will be ANOTHER judge overturned!

[DCT]

1 hour ago, Reagan said:

A district judge from Northern California put on the bench by Clinton.  Nuff said!

PS:  Trump either has the right to do it or he doesn’t.   I bet he has the right and this will be ANOTHER judge overturned!

 Never thought I’d see so many MAGA happy to see people loose there jobs placed on unemployment.  
This is all apart of the great economy and the Big Beautiful bill.  Even the farmers who voted for him are complaining.

[DCT]

11 hours ago, OlDawg said:

You could see it coming, not really like it, but still HAVE to be on it or you can get no coverage. The only people that say it’s cheap are those who buy a plan that won’t do them much good if they have a real emergency. We pay over $2600/mo. with a $3600 deductible—which is also max OOP.

With the largest medical center in the world right here in Houston, there are still only 2 plans in 2025 that allow you to go to Tier One hospitals (Methodist, MD Anderson, etc.). If you need services that only those provide, you pay out the butt.

It’s been that way since ACA started. Premiums have risen from about $500/mo. to the over $2600/mo. they are now in that short span—with deductibles also rising dramatically.

Can’t say it’s all for-profit insurance either because our plan is non-profit run by Harris County Health Dept. It’s the plan most of the doctors we know use because it’s the only plan that will actually cover you for a major, specialized procedure, cancer, or one of those type issues at one of the Tier One hospitals. Other plans make you go to the local community hospital, and many doctors, anesthesiologists in that hospital system aren’t even covered.

Wait until you see the changes for 2026.  Emergency  room visit was $150.00 it is going up to $450.00 co pay.

[LumRaiderFan]

1 minute ago, DCT said:

Wait until you see the changes for 2026.  

Why wasn’t it designed to be affordable on it’s own as promised from the get go?

Were we lied to?

[DCT]

2 minutes ago, LumRaiderFan said:

Why wasn’t it designed to be affordable on it’s own as promised from the get go?

Were we lied to?

Where is the replacement?

[LumRaiderFan]

3 minutes ago, DCT said:

Where is the replacement?

No replacement, it’s not going away.

[DCT]

Just now, LumRaiderFan said:

No replacement, it’s not going away.

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Well yes he lied.

[LumRaiderFan]

Just now, DCT said:

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Well yes he lied.

lol, 24/7

Just can’t handle admitting we were lied to about the government providing affordable healthcare.

And it wasn’t Trump.

[DCT]

8 minutes ago, LumRaiderFan said:

lol, 24/7

Just can’t handle admitting we were lied to about the government providing affordable healthcare.

And it wasn’t Trump.

LT, he controls all three.  Including Kennedy. We are 9 months in.

[LumRaiderFan]

4 minutes ago, DCT said:

LT, he controls all three.  Including Kennedy. lol

24/7

[DCT]

15 minutes ago, LumRaiderFan said:

24/7

LT and his 👑 

.

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[baddog]

Seems all the people touting obamacare aren’t on it. Neither my wife nor I know anyone on it. Obamacare premiums are going up. Affordable?????

[OlDawg]

1 hour ago, DCT said:

Wait until you see the changes for 2026.  Emergency  room visit was $150.00 it is going up to $450.00 co pay.

Like I said, we’d be happy with a catastrophic plan where we paid the first $10k or so, and only used insurance for major medical expense. Just something to keep us from going bankrupt from medical emergencies. We’d pay for typical, routine care ourselves.

Basically, what insurance is supposed to be. Protection from catastrophe.

But, the government has taken away that option. They could have easily forced insurers to cover pre-existing conditions, let the insurance companies set the rates based on that criteria, allowed competition across state lines, allowed us to shop around, and been done.

We all would have still had choice.

Instead, they forced coverage on us we didn’t want or need.

Not much different than Medicare. If you don’t enroll at 65, you’re penalized in most cases. Medicare rations care more than what we have now with ACA.

[OlDawg]

10 minutes ago, baddog said:

Seems all the people touting obamacare aren’t on it. Neither my wife nor I know anyone on it. Obamacare premiums are going up. Affordable?????

The people against it are either on true socialized medicine (Medicare, Medicaid) or employer based. You gripe about it, but you’re on socialized care with Medicare. You have no leg to stand on.

Sorry.

If you were over 60–but not yet 65–retired (either through choice or not), and needed insurance due to health reasons, you’d sing a different tune. You’d be glad you could get anything.

Our ACA coverage has been better than any I ever had under my employers. It’s just expensive as crap. But, we’ve had zero issues with it. Even for high level experimental treatments for my wife’s Parkinson’s Plus.

[baddog]

5 minutes ago, OlDawg said:

The people against it are either on true socialized medicine (Medicare, Medicaid) or employer based. You gripe about it, but you’re on socialized care with Medicare. You have no leg to stand on.

Sorry.

If you were over 60–but not yet 65–retired (either through choice or not), and needed insurance due to health reasons, you’d sing a different tune. You’d be glad you could get anything.

I’m not so much against it, but it screwed up everyone else’s insurance. I’ve paid all my life to get where I am. I have always stood on my own legs. Thank you.

Company or private insurance…..$3000-$5000 deductibles will never be met unless hospital stays are involved. Taking family for yearly checkups, one would be better off without insurance. My stance is still correct. People who tout it aren’t even on it.