CardinalBacker

I waited a year and prices dropped a little but not a lot. In the meantime the value of my old house increased, so it offset material price increases on the new one. I really don’t see any potential changes on the horizons in regard to prices or interest rates. This might be as good of a time as any. Also… late spring starts are good. You fight the heat, but the weather is usually drier and days are longer. We poured the slab on 5/31 and finished up right at 12/31-seven long months. have a good schedule, try to stick to it, and just keep grinding. It’s worth it. Don’t waste too much time making decisions. Scheduling 4 tile guys to come out and do estimates will kill two weeks. It’s not worth losing time over money. The hardest part for me was switching gears when it was over. You blow through a TON of money like it’s not real. Then one day you have to start spending like you used to… like you’re broke. A $1200 trip to Lowe’s isn’t a big deal when you’re spending 175k total. When it all goes back to normal, you can’t just go drop thousands because you want to. It’s an adjustment.

But the guys who call Joe Biden “Joebama” to remind everybody that Biden used to work for a black guy LOVE it when Trump goes in on race or gender…. Right, Reagan? I think Trump’s plan is to do whatever it takes to make sure every one of his supporters turn out instead of trying to win the votes of any undecided voters. He’s just blowing the racist whistle and to make sure they all show up and support him. And I think he also sees the race slipping away and he’s just angry. Not mad about the state of our Nation-mad that he isn’t going to be president again.

My Y chromosome won’t allow that. Stop glorifying rats.

I remember those signs at Westwood. “Homes from the $70s”. I bet it wasn’t as nice at the “starters” in WWV… My first five houses weren’t brand new, lol. My kid thinks he should be looking at new construction for his first pad. Truck has to be three model years old or newer, too. Can’t forget the toys… what is life without hobbies? Can’t forget about travel, either. It’s not just kids, either. I know a guy who just bought new construction in Woosley for $545k… used a VA loan so he could get in there with 0 down. A lifetime of bad decisions got them to 45 years old with no money for a down payment. Payout at 7% will be 1.3 million… and unless something drastic happens, it’ll pay off when they’re 75. Good luck with that. I don’t know your specifics, but if you have enough equity in your dad’s place, borrow against it and contract your new place yourself. Sell dad’s once you’re move-in ready up in Hardin County. You’ll save closing costs, builder markup, etc. $100/foot isn’t impossible if you can do insulation, paint, wiring, finish plumbing, trim carpentry, etc. for yourself. And you have about 1000 hours of spare time. No pesky lender inspections, draws, multiple closings, etc. and the interest rates don’t matter except for the timeframe that you’re building if you clear enough on dad’s place to cover your construction costs. Live there two years, then repeat.

lol…. Somebody on another thread was calling Transportation Secretary Buttigieg “Booty Juice” and i don’t remember anybody crying. Would “nocturnal emissions” have been more appropriate? What about “naughty dreams?” Too much, too?

If it's bad about VP Harris, Reagan will repost it. It doesn't matter if it's true.

That’s kind of my point. I know a young person that searches for over a year and bought their first house where you’re talking about… WWV. Four years old, $185/ft. Granite, ceramics, landscaped, etc. Exceptionally nice for a first home. Definitely not a 60 year old 2/1/1 fixer-upper on pier and beam like I bought to start out in 20 years ago. And comparable homes to my first are still out there, but my kids are too proud to live in them… but they want to complain that prices on what they want are too high, lol.

She knows the first rule of politics… when your opponent (Trump) is making a fool of himself, don’t interrupt.

No… the money withheld for SS wasn’t taxed back then, so it needs to be taxed as it’s paid out… just like retirement accounts that were collected tax free. Do you want to know the difference between retirees, veterans, and welfare queens? Me, too.

Thank you, sir.

Are they posted anywhere yet?

Won't bother the dems because they're all sporting around in electric vehicles anyways. Because they're smarter.

HAHAHA!!!!!! [Hidden Content] Harris has pretty wiped out Trump's advantage in the swing states!!!! I know it's early, but it's looking good for the "Anybody But Trump" people. "Quick, Mr. Trump!!! Say something offensive!!! Your voters need encouragement!!!!" It's not too early to go on ahead and lower your Trump flags to half mast, lol. Headlines should read "Republicans hand easy victory to lousy dem candidate by re-nominating an even worse candidate."

Here's the thing... Appraisals at the CAD are going to track market values. In other words, if somebody from California buys a house down the street for way too much money, that sets the new market values for homes in your neighborhood. It's just the way that the system works. BUT... Klein is wrong in a very big way. It doesn't matter if EVERYBODY''S appraisals double... the units can only collect 3.5% more actual dollars than they did last year... so if values across the board go up, then tax rates are forced to go down and your bill should rise by no more than 3.5%. The problem is if YOU are the only person having an increase in value-then you'll get your feelings hurt. It's ALL getting too expensive, and it's going to make ownership a tough proposition. Taxes have grown and grown, insurance is going up, and interest rates are bananas. On the other hand, rents have gone way up, too. Combine that with the fact that consumers are spoiled, and you get an idea of why things are so tight. I was watching "Urban Cowboy" the other day and watched Bud drive up to his Uncle's house. It was a new construction, small yard in a suburb. I'm guessing 3/2/2 or so... maybe 1300 square feet of living space. Homebuyers today won't own that, so builders don't build them. Complaining that you can't afford new construction in Lum doesn't mean that the world is somehow harder than it was... it means that you're too proud to buy a starter home in a neighborhood that's fading fast like the rest of us did, kiddo. It's all a product of federal government's deficit spending, and can be blamed squarely on both parties who have forgotten what "a budget" actually means.

Ok… so if I had a toy gun and was yelling “I’m gonna kill you,” it would be okay? Kinda like having a gallows that may or may not work and yelling “Kill Pence?”

So if I show my toy gun to the bank teller and say “give me all your money,” I’m good because it was a prop?

Well obviously we don’t know if they worked or not… they couldn’t find Mike Pence.

If he wasn’t, he wished he could have been… that’s for sure.

No… if you’re trying to break into a chamber of Congress, you should probably expect to get shot in the face.

I take your post to mean that my illustration was on point. Thank you, sir. You’re too kind.

lol… so you support shooting looters, but if mob is trying to bust through the door of a congressional chamber and have “trial by combat” as directed moments before at the Trump rally, “that’s no excuse to shoot someone.” Clowns, I say. Clowns.

The level of ignorance is mindblowing. After watching a mob ransack the Capitol, attack police officers, dragging a gallows (threatening to hang Mike Pence) for carrying out his Constitutional duties in the transfer of power, people died, and many went to prison, people here say “there was no insurrection.” But now they’re busy trying to prove that Joe Biden stepping down was the result of “an engineered coup.” That’s Next Level Stupid. And it shows how dumb certain people are.

The only reason Rs are crying about Joe getting forced out is because they know, deep down in the heart of hearts, that they had a chance against Biden, and Kamala is about to stomp that proverbial mud hole in Trump’s gigantic behind, then walk it dry. Or at least that’s what it sounds like to me. Two weeks ago y’all were screaming that he needed to drop out, now you’re mad that world that he dropped out. Spineless, says I.

True story. I was in line at Starbucks this morning and the girl at the front of the line was like “just put Kamala on it” when the barista asked for her name. The woman behind her in line was like “you go girl!!” The old white guy wearing a MAGA hat behind me started hollering and I couldn’t understand what he was saying, but he wrapped it up with an n-word, kicked over a chair and stomped out. It happened.

One man’s “she dropped out at 1%” is another man’s “81 million people voted for Biden knowing she’d likely finish his term for him.” She has better support among Ds than Trump has among Rs, according to what I’m seeing. [Hidden Content] it’s safe to say that the advantage Trump enjoyed over Biden is gone. It’s a horse race at this point, and all she has to do is be more likable than trump.. which won’t be hard. I saw this morning that Trump’s approval dropped back down to 36%…. The middle will go her way unless something changes things.