I bought insurance on the exchange. I chose the silver plan through Community Health Choice. I was paying $327/mo for a family of four with a 500 deductible. It depends on if one choses a gold plan which is more expensive, the silver plan is in the middle or the bronze plan, which is the least expensive. It also depends on the company. Blue Advantage's silver plan is awesome. Aetna is horrible. You have to be a medical professional, I guess to understand. In my opinion it is not that difficult. I have found really good plans for my family members.